The significance of international students in Australia is considerable, contributing approximately $40 billion to the country’s economy, with many evolving into responsible citizens.
Amidst the current challenges posed by the COVID-19 situation, every sector, including education both offshore and onshore, faces significant disruptions. Numerous students with valid student visas find themselves unable to travel, awaiting the reopening of borders. Additionally, those already in Australia may encounter financial struggles due to the ongoing pandemic.
In a prior blog post, we delved into COVID-19 insurance coverage for students currently residing in Australia, emphasizing the commencement of Overseas Student Health Cover (OSHC) from the day of arrival.
However, a critical question arises concerning students unable to relocate to Australia due to the closure of international borders. This article seeks to address inquiries regarding health coverage for students in their home country. Before delving into the specifics, let’s explore recent rule changes designed to mitigate the challenges faced by students during this unprecedented situation.
What steps are being implemented for an international students?
1) Once the borders reopen, students with existing visas can start making travel plans, as the government has resumed the issuance of student visas.
2) If a student is unable to complete their studies due to COVID-19, they can submit another student visa application without any charges.
3) Students holding visas located outside Australia, engaged in online studies due to the current circumstances, can apply for a post-study work visa, allowing them to meet the Australian study requirement.
4) Graduates holding a student visa would be eligible to apply for a post-study work visa from outside Australia if their return is hindered by COVID-19.
The government had permitted international students to work more than 40 hours per fortnight for a limited period at major supermarkets, Aged Care facilities and hospitals due to the situation. Although, from 1 May, the relaxation was lifted.
We have summed up these frequent queries below:
A health insurance plan should be
- Why do I need an OSHC if I am not in Australia? Can I cancel my policy?
- Can I get a refund if I am not using the policy?
- Can I cancel my OSHC policy if I am not coming to Australia?
- If I contract COVID-19 Overseas, will it be considered a pre-existing condition?
Why do I need an OSHC if I am not in Australia?
Having Overseas Student Health Cover (OSHC) is a compulsory condition for international students applying for a student visa under 8501 conditions. However, students covered by the Reciprocal Health Care Agreement with Australia may be exempted from this requirement.
Submission of OSHC documents is mandatory during the visa application process. It’s important to note that even if you are not currently in Australia, having OSHC is crucial. With a valid visa, you can travel once the borders reopen. It’s essential to be aware that your coverage only starts from the day you arrive in the country.
Can I cancel my policy?
Maintaining overseas student health cover is imperative for those holding a valid student visa to fulfill the requirements associated with the student visa. In the event of visa revocation or refusal during the application process, you can cancel your policy, subject to the insurer’s standard termination and refund policies. Supporting evidence, such as a notice of visa refusal or cancellation, will be required.
It’s important to note that you cannot cancel your policy if you are engaged in online studies from overseas unless you have already canceled your visa and have no plans to return to Australia.
Can I get a refund if I am not using it?
If you possess OSHC but have been unable to travel due to border closures, you have the option to adjust the policy dates. To do so, you’ll need to submit confirmation of enrolment to validate the new dates. Alternatively, upon your arrival, providing flight information will enable them to modify your policy dates accordingly.
Insurance providers are willing to accommodate requests for a change of dates and re-issue OSHC to align with the revised travel dates and adjusted course duration once the border restrictions are lifted.
Can I cancel my OSHC policy if I am not coming to Australia?
Many insurance providers, including BUPA, are offering services without evaluating whether the presented condition is pre-existing. This is particularly applicable to out-patient medical facilities like GP visits and examinations (e.g., pathology). However, if hospital admission or repatriation is needed, a standard pre-existing assessment may be applied. In such cases, the insurer will assess each situation individually. For more detailed information, it is advisable to contact your insurance provider directly.
If you require assistance in purchasing your OSHC, you can also reach out to https://immigo.com.au/contact-us/ customer support executive for guidance and support.
